Posts Tagged ‘ economics ’


Profile of a typical credit issuer

Written by admin
February 23rd, 2010

98The first of our four typical profiles, Joe Average, the PQ Profile of an individual. Joe’s partnering quotient—his total score from the assessment—is 97, which is about average (180 is highest; 30 is lowest). This indicates a willingness to partner effectively, provided some of the key issues are addressed during the partnering process. The higher rating on Win-Win Orientation indicates a willingness to move toward mutually rewarding outcomes once trust has been achieved. However, based on his Future Orientation score, Mr. Average begins with a less-trusting, past-focused orientation, so considerable effort should go into building trust both within Joe personally and as a key dimension of the partnership relationship.

Given the lower score on Future Orientation, perhaps Joe could start with some self-analysis. An inquiry into his rationale for his inability to trust based on past experiences could reveal ways for him to become more trusting and future-oriented and create the win-win partnerships he would like to experience.

Which character flaws affect credit

Written by admin
October 6th, 2009

Recently there have been a slew of articles and books proclaiming overconfidence as the major character flaw of investors. However, many investors will not have overconfidence on their list. In fact, the opposite may be the case. A complete lack of confidence may have led you to rely on supposed experts who took you for loads and commissions and put you into terrible investments.

A few years ago, fear and greed were the most talked about character flaws. Yet, you may not suffer from either of these. Do not try to force your part into trendy character flaws. This is your inventory, not a survey. Describe your part in whatever language fits best.